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40 years from now…

Posted Mar 6 2019 by in True North with 0 Comments

I recently read a newspaper article about a trend with millennials who are borrowing from their 401(k) accounts to buy a house.  The article didn’t say whether it was their parents’ house (where they’ve already taken over the basement LoL!)  OK; OK; that’s a bad joke we Boomers tell too often.

The article suggested millennials’ retirement needs that will arise some 40 years in the future are not a priority.  I get it – 40 years seems a long way off.  Truth be told, 40 years ago I would have been holding an actual paper, newspaper.  Do you think we’ll even be reading newspapers (digital or otherwise) 40 years from now?

When I was reading the newspaper I was actually reading the “paper” on my smart phone.  I don’t know why we call it a “phone” anymore – we seem to use it for everything but making phone calls.  Do you think we’ll even have cell phones 40 years from now?

According to Fox News Tech, cellular technology was quite the novelty, “40 years ago…”  http://www.foxnews.com/tech/2013/04/03/first-mobile-phone-call-was-placed-40-years-ago-today.html  That article was published in 2013 referring to a 1973 event – actually 46 years ago.  I bet millennials think of 1973 as the Dark Ages.

A lot has been said and even more has been written about the millennial generation which is poised to dominate the workplace – and the world!

At my company not a day goes by without some announcement and/or recognition about our college recruits.  I understand our enthusiasm.  These young professionals are bright, articulate, abundant, and affordable; all-in-all, awesome!

Yet, I find the absence of discussion about my generation – Baby Boomers – a bit concerning.  Do others think we should be retired (or dead) by now?  Now Walmart is eliminating greeters.  Believe it or not – we’re awesome too!

It’s easier to have the vigor of youth when you’re old than the wisdom of age when you’re young. 

Richard J. Needham

Too old; too expensive; too inflexible; too technically illiterate; there are many pop culture; bad jokes affixed to us Boomers.  Our knowledge, skills, and experience seem no longer to be celebrated.  But really – we are not “too old”:

Leonardo DaVinci was fifty six years old when he painted the Mona Lisa.

Leonardo lived into the 16th century.  Not exactly the Dark Ages; and no – I didn’t know him personally!

I wonder what the millennials think they will be doing 40 years from now.  If they’re already spending monies ear-marked for retirement, will they not need savings in 2059?

Maybe they think the high paying technology jobs companies are hiring them for (in some cases instead of more experienced aka “older” workers) will last for the next 40 years.  Maybe they think they will earn so much money, so quickly, that they can retire early; open a boutique; and enjoy a self-employed lifestyle that will carry them through to their sunset.  The optimism and the possibilities seem limitless.

But wait a minute… unless I’ve succumbed to Alzheimer’s or Dementia this week, it seems to me that 40 years ago those were the aspirations of my generation!  Then life happened:

Life is what happens when we’ve made other plans. 

Susan Jeffers

Well, maybe today’s youth have everything figured out.  But just in case, they might consider upping their contributions to some kind of account they will rely on when their children’s generation are ready to take over the world (and their jobs).  That day may arrive sooner for them than 40 years from now.

GAP

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